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Terms of Service

Effective: May 19, 2026

1. Introduction

These terms govern your use of TroyStack, operated by Mancini Tech Solutions LLC ("we," "us"). By using TroyStack, you agree to these terms.

2. Service description

TroyStack is a portfolio tracking tool for precious metals. The Troy AI assistant provides educational information and is not financial advice. Stack Signal, daily briefs, and speculation features are editorial and informational in nature.

3. Account requirements

You must be at least 13 (or the age of digital consent in your jurisdiction, whichever is higher). You're responsible for account security.

4. Subscriptions and billing

Consumer tiers (available via iOS App Store and web):

Subscriptions auto-renew unless cancelled. Refunds are handled per Apple's and Stripe's respective policies. Prices may change with notice.

5. Acceptable use

No abuse, no reverse engineering, no scraping, no using the service for unlawful purposes. Don't share your account credentials with others.

6. Intellectual property

TroyStack content and software belong to Mancini Tech Solutions LLC. Your portfolio holdings, notes, and content you create belong to you. By using the service, you grant us a limited license to process that content to provide the service.

7. Not financial advice

TroyStack is a portfolio tracking tool. It is not a licensed financial advisor, broker, or investment service.

The Troy AI assistant uses third-party AI models to generate responses. Responses may be inaccurate, incomplete, or misleading. Troy is not a financial advisor and its responses are not financial advice. You are responsible for verifying any information before making decisions based on it. Do not share confidential information with Troy beyond what is necessary to ask your question.

Stack Signal is editorial commentary curated from public news sources and is not investment recommendations.

Daily briefs are AI-generated summaries of market conditions and your portfolio. They are informational only and not investment advice.

The speculation feature is illustrative only. Projections and scenarios shown are hypothetical and should not be relied upon as predictions.

You are solely responsible for your investment decisions. TroyStack and Mancini Tech Solutions LLC are not liable for any financial losses, missed opportunities, or other damages arising from your use of the service.

8. Limitation of liability

The service is provided "as is" without warranty of any kind, express or implied. We are not liable for indirect, incidental, or consequential damages. Our total liability for any claim is limited to the amount you've paid us in the twelve months preceding the claim.

9. Termination

We can suspend or terminate accounts that violate these terms. You can delete your account at any time in app settings.

10. Governing law

These terms are governed by the laws of the State of Connecticut, United States, without regard to conflict of laws principles.

11. Changes

We may update these terms. The effective date will be updated and significant changes communicated in the app.

12. Contact

Mancini Tech Solutions LLC
Connecticut, United States
support@troystack.com